Commercial Real Estate Finance

Capital for
Investors Who
Build.

Financing solutions for real estate investors — multi-family, mixed-use, and commercial. From underwriting to close, built on precision and deal experience across single family and multi-family asset class.

$200K
Min. Loan Size
48hr
Pre-Qual Turnaround
Nation-
wide
Coverage
Law +
Finance
Unique Background

From acquisition loans to bridge financing — structuring capital that fits the deal, not the other way around.

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Financing
Solutions

Real estate investors need more than a loan. They need a finance partner who understands deals — from the legal structure to the market fundamentals.

01
Multi-Family Bridge Loans

Short-term capital for acquisitions, repositioning, and value-add plays. Fast execution, flexible terms — built for deals that can't wait.

02
Permanent Financing

Long-term debt solutions including DSCR loans, agency, and portfolio products for stabilized assets generating consistent cash flow.

03
Construction & Rehab

Ground-up and heavy rehab financing for developers moving from permit to stabilization. Draw schedules structured around your project timeline.

04
Fix & Flip Financing

Short-term capital for investors acquiring, renovating, and reselling residential and small commercial properties. Fast funding structured around your rehab and exit timeline.

05
Capital Stack Structuring

Equity partnerships, preferred returns, and mezzanine layers — structure your capital stack to protect returns and align all stakeholders.

Not Sure Where to Start?

Tell me about the deal — asset type, target market, capital needed. We'll figure out the right structure together.

Book a Call

Insights for
Investors

Frameworks, market analysis, and deal lessons — published regularly for real estate investors navigating U.S. commercial markets.

Featured · General

How to Prepare Financially Before Applying for a Mortgage

Buying a home is an exciting milestone, but before you start browsing listings or attending open houses, it’s essential to prepare your finances. Taking the time to get financially ready can improve your chances of approval, help you secure better loan terms, and make the entire mortgage process smoother.

Feb, 2026
General

Understanding the Mortgage Process - A Step-by-Step Guide

Understanding the mortgage process is essential for anyone looking to buy or refinance a home. From assessing your financial health and getting pre-approved to choosing the right loan and closing the deal, each step plays a crucial role in securing the right mortgage.

Feb, 2026
About Michael Ade

Law. Finance.
Two Continents.

I started in courtrooms in West Africa structuring real estate transactions. Now I'm in commercial real estate finance in the U.S. — bringing legal precision and deal-level thinking to every financing conversation.

That background isn't just a story. It changes how I read a deal, structure capital, and protect my clients.

Read My Story
Vice President
Civic Financial Services · Manhattan, NY · 2026–Present
Mortgage Banker
Rocket Mortgage · Detroit, MI · 2024–2026
Head of Deal Structuring & Legal
Sun Planet Co. Ltd. · Lagos, NG · 2019–2022
Real Estate Attorney
Cromwell & Gordon LP. · Lagos, NG · 2016–2019
MSc Finance
Florida International University
Juris Doctor (JD)
Nigerian Law School · Admitted to Practice
Ready to Move?

Let's Finance
Your Next Deal.

Multi-family, mixed-use, or commercial — bring me the deal and let's talk structure, terms, and timeline.

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